Security Measures Approved by Insurers
Save your money with these security tips that may lower your insurance premium and be more cost-efficient in the long run as well as keeping your home safe.
According to the Office for National Statistics, there were almost 1.3 million UK incidents of household theft from April 2017 to March 2018. So make sure your home is kept safe and your insurance costs are kept low with these handy tips.
Locks that have been approved by your insurance provider can lower insurance premiums enabling you to save money.
Key-operated Window Locks
Key operated window locks are a must. In older property’s your windows may not. Have locks on but by installing key-operated window locks you can be guaranteed extra safety and less risk of thieves breaking in. The locks will provide an extra layer of security and increase the time it takes for your home to be broken into. You could also install window security shutters, these restrict damage and access to the frame and pane, without compromising the look of your home or views through the window.
Censored security lighting picks up on any movement that occurs around your property at night, therefore, highlighting the area around your home so any trespassers will be highlighted and it will deter prospective thieves as they won’t be able to hide.
Time Switch Lights
These lights are extremely effective at deterring thieves as even when your property is unoccupied it looks like people are home, therefore, reducing the possibility of being targeted by thieves.
Security Roller Shutters
Installing roller shutters with security accreditations can reduce security premiums. There is a wide range of domestic shutters available that will ensure your home is kept safe as well and bringing down the cost of insurance premiums.
If you live with friends, family or other people this may push your insurance premium up, this may be if the individuals have a criminal record. Be aware of this when moving in or living with other people.
Join a neighbourhood watch scheme in your area as you may then qualify for a discount on home insurance.
Look After Your Property
By maintaining your property you’ll be avoiding incidents occurring, therefore, keeping your home insurance costs down and keeping your no claims bonus. You can do this a number of ways, such as controlling trees and plants as these can cause damage to your property so either keep these well maintained or removed them completely. Burst pipes are another issue that frequently happens in the UK and you can reduce the chances of this occurring by insulating your pipes to protect them in cold weather.
Installing at least one smoke alarm on each floor of your property will both protect you and your family/friends and could also benefit you when it comes to finding affordable home insurance.
Installing these are an investment and can certainly reduce insurance costs. These are loads of options when it comes to choosing your alarm system and a variety of insurance approved suppliers so be sure to check this area out when you’re looking to reduce costs in the long-run.
For more tips and tricks on keeping your home check out our FREE guide on home security here. All of these tips may improve the cost of your home insurance, but make sure to check with your insurance provider.
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